 Estate planning is not just for the very old or very wealthy. If you are concerned about the loved ones you will leave behind one day, you need to take action now to minimize and manage the risk of financial and emotional burden your death will bring about.
We do not often like to speak or think about death or the after-effects of death. However, we must prepare those around us if such an unfortunate event occurs. If a business owner and spouse were to die without a proper estate plan, the children and grandchildren would likely stand to lose a substantial portion of their inheritance to the federal government.
It is extremely important to start thinking about estate planning early. We can help design and implement a plan from a financial perspective that not only preserves estate assets after death, but may significantly increase the amount of wealth the children and grandchildren can receive. We help preserve estates for generations by providing methodologies and strategies to address the federal transfer tax system, gift taxes, estate taxes, and generation-skipping-taxes. We educate our clients about exempt transfers, annual exclusions, and deductions from the gift tax base. We also review in detail our client's gross estate and implement a plan that preserves assets after death as well as increases the amount of wealth the children and grandchildren can receive. Life insurance planning is an essential ingredient of the estate planning process. It has unique tax advantages that other insurance programs do not have like tax-deferred cash value build-up and a tax-free death benefit. Let's start your estate planning process today! Call With ConfidencePlease give us a call so we can discuss your situation and see which direction is right for you.
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